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I agree. I see a lot of comments alluding to the 'regulations' being bad. They are there for a reason. To keep errant bankers from loaning out too much money and creating an even more fragile system.

People have to realize that banking as a business is inherently broken. It is about lending long and borrowing short, which is very risky. Deposits are used to provide funds to lend long, but deposits can be 'called' at any time. The loans cannot.

But banking is also critical for a properly functioning society. It is in the government's (the people's) best interest to have a robust banking system in place. How to reconcile the risk with the benefit? By heavily regulating it.


Prices are set at the margins

Another thing that I read about on this topic was that once a land lord has gotten into a groove of extend and pretend they lower their costs and cut out the overhead of property management. This means that if they took on one tenant they would have to ramp up property management costs (and potentially refurb/improvement costs) and they are not willing to do that, so you end up with the situation where you can't rent a property even if you want to.

Interesting. Prices, as they say, are set at the margins - so given that, what kind of liquidity is there? How many are transacting? If the price hasn't shifted from $16k, it could mean that everyone thinks they are worth $16k, OR it could mean that no one has bought one in years and the last transaction was $16k. Those are big differences.


No, people are still trading them for some reason, and there's pretty good liquidity. The highest offer right now is $15.2k, which someone can dump any of the 10k apes for that. And there were 16 sales (totaling $271K) in the last 24 hours.


yea, that’s my thing agains the whole “nft’s are worthless” thing, clearly there is a market for it. whether that’s a mechanism of or priced off of crypto trading or whatever i dont know, but it’s never been a thing in this market that they are “worthless,” they are still traded, and it’s been very stable


50% is a stretch. 20% maybe, depending on the vehicle.

But here is another consideration. Sales tax. If I buy a car and trade one in, the sale price that I pay taxes on is the price of the vehicle I am buying minus the trade in.

For instance, if I buy a new car for $30,000 and trade in a vehicle and they give me $15k for it, I pay sales tax only on $15k. That saves me about $1k in my area in sales tax. If I could have sold the used car for over $16k, then I would technically be money ahead. But your time is also worth something. For it to be worth it to me, I would need to be able to get at least $17k for the used vehicle to make it worth the effort.


I read a comment once that referred to this as the "sad spaceship" sound and I can't stop thinking about it. So on point. I hate it.


I would term it a Depreciating Asset, like a car or a building. Bitrot is real.


ok, so please don't take this wrong, but that last sentence was such a non-sequitur that I think I know what at least some of your problem is talking to other people.

EDIT: wait, I am going to go out on a limb and say that you meant "I was in a car crash of a conversation one time and my buddies pulled up on the scene and gave me a ride home."


Their meaning is very clear to me ("It's not good to be alone, for example one time I was in a lot of danger and a friend helped me").


I was literally in a car crash and friends (not in the crash) helped me get home is what I'm saying eg. good to not be alone/make friends


Thats funny because I thought it was shift-enter that creates a newline in a field where an enter submits. Just shows the fractured nature of this whole thing.


I've found Shift+Enter to do this pretty reliably across systems whatever they've chosen Enter / Ctrl+Enter to do.

It even works inside bullet points to add separate lines as part of the same bullet.


This is my thinking. Ctrl-Enter is usually "submit the form this input is a part of" in my experience, especially if you're in a multilinear text input (or textarea).


I've seen Enter, Shift-Enter, Ctrl-Enter, and Alt-Enter, (and on macOS, Cmd-Enter and Option-Enter), depending on the application. Total circus. I think this is actually a weakness of the standard keyboard: Keyboards should at the very least separate "submit form / enter" from "newline / carriage return" with different physical keys, but good luck changing that one, given the strong legacy of combining these functions.


While what you say is often true, it is a different problem and does not change the fact of the prior posters.


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